Not every borrower fits the traditional mold and that’s where Non-QM (Non-Qualified Mortgage) loans come in. At All Mortgage Funding, we specialize in Non-QM financing that empowers entrepreneurs, investors, and self-employed individuals to secure the property they want without the limitations of standard income verification.

Unlike conventional loans that rely strictly on W-2s, tax returns, and credit scores, Non-QM loans offer alternative qualifying methods like bank statements, asset depletion, or DSCR (Debt-Service Coverage Ratio) for rental properties. These programs are ideal for business owners, freelancers, real estate investors, and foreign nationals who have the income and assets, just not in the traditional format.

Our expert team will assess your unique financial situation and match you with the right Non-QM product from our extensive lender network. Whether you’re buying a home, refinancing, or scaling your real estate portfolio, we’ll help you make it happen, fast and with confidence.