allmortgagefunding.com

Conventional Loans (CL)

Flexible, Reliable Mortgage Solutions for Today’s Homebuyers

Description

Conventional loans are one of the most common and trusted mortgage options available perfect for homebuyers with stable income, good credit, and a desire for flexible terms. At All Mortgage Funding, we connect you with competitive conventional loan programs that fit your financial goals and lifestyle.

These loans are not backed by the government, which gives borrowers more freedom in terms of property types, loan amounts, and terms. Whether you’re purchasing a primary residence, a second home, or an investment property, a conventional loan offers solid long-term value and straightforward qualification guidelines.

Our team ensures a smooth, efficient process from pre approval to closing with expert advice every step of the way. We work with over 20 lender partners to help you find the most competitive rate and structure your loan to match your needs.

What are the advantages?

  • Wide Range of Property Types (primary, secondary, or investment)
  • Competitive Interest Rates with fixed or adjustable terms
  • Low Down Payment Options, as low as 3% for qualified borrowers
  • No Upfront Mortgage Insurance (unlike FHA loans)
  • PMI Can Be Removed after equity reaches 20%
  • Flexible Loan Limits based on conforming and jumbo guidelines
  • Ideal for Buyers with Strong Credit and Income Stability
  • Fast Closings with direct access to top lenders